15亿美元超级彩票中奖者终于现身领奖

2018年10月23日的超级彩票大奖创造了有史以来最高的中奖金额:大约15亿美元。在这次具有历史意义的彩票开奖后,有消息称,这张中了大奖的彩票在南卡罗来纳州被售出,但一直没有人出来领奖。

这个月周一晚些时候,南卡罗来纳州教育彩票委员会(South Carolina Education Lottery Commission)宣称,这位15亿美元的超级彩票得主最终出现来领奖了。据报道,在那个令人惊愕的命运转折点,中奖者让他人插队买了彩票。如果不是这个小小的善举,中奖者是不会中头奖的。

虽然我们对中奖者知之甚少,也不知道他或她为何领奖姗姗来迟,但似乎这位超级富翁正在明智地面对改变人生的局面。

以下是这位15亿大奖得主的聪明策略。

一次性领取还是逐年领取年金?

中奖者可以选择一次性领取奖金总额,也可以选择在30年内领每年领取年金。MONEY通常建议中奖者一次性领取总额,来自南卡罗来纳州的这位亿万富翁中奖者正是这样做的:决定一次性领取877,784,124美元现金(扣除州和联邦税收之前),而不是在以后的30年里领取有史以来最高的单人彩票奖金总额15亿美元。南卡罗莱纳州表示将从这位15亿美元的头奖那里获得6100万美元的税金。

为什么一次性领取比逐年领取年金好?首先,把所有的奖金都拿在手里是件好事,而不是年复一年地等待余款。也许更重要的是,虽然彩票中奖者最终拿的不是全额,但把一大笔钱用来投资最终可以获得更大的利益。只要中奖者确实用大量资金做投资,而不是挥霍掉,那么一次支取奖金的确是更明智的领奖方式。考虑到这个头奖是这么巨大,中奖者应该可以毫不费力地挥霍购买新房子、汽车、度假等等,同时仍然把最大的一部分奖金用于投资,确保财富持续几十年。

究竟谁中了头奖?

因为中奖者做出了保持匿名的明智决定,所以尽管我们知道破纪录的15亿美元被领取了,但我们不知道获奖者是谁。

为了避免经常会受到家人、朋友和陌生人无休无止的请求和帮助以及成为小偷或坏人的目标,如果你有幸中了彩票,保持匿名是明智的。身价15亿美元的超级彩票获奖者的代表律师、人称“彩票律师”的纽约律师杰森·M·H.(Jason M.H.)告诉“纽约时报”(York Times):这很自然会带来很多人际关系方面的压力,中奖者来找我的时候表示最为难的事情之一就是:如果他们和某人真的很亲近,某人觉得应该得到一份礼物。

南卡罗来纳州彩票中奖者可以保持匿名是很幸运的。其他许多州则不然。 “我们尊重中奖者保持匿名的决定,我们尊重中奖者的意愿。”南卡罗莱纳州彩票执行董事布朗说。

 

《健康生活报道》编译中心

吕芳

https://finance.yahoo.com/news

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